Our Services

Personal Loans

Yet another credit card isn’t your only option to manage your finances, especially for larger amounts. If you really want to take control, you need a loan that has certainty.

A personal loan can be a smarter choice for managing larger loan amounts than more common alternatives such as a credit card or topping up a mortgage, as it provides a controlled means of repaying the debt so it is paid off as quickly as possible in order to minimise interest costs.

Car Loans

Buying a dream car?

A Car Loan is a great way to finance your dream car and you could consolidate other debts all in one go. Pool your different debts into one loan, with one single repayment and just one set of fees. It’ll save you a load of hassle and could save you money. It’s easy.

Let Nationwide Finance get you the car of your dreams with our convenient auto loans.

You could be driving your new car this week!

Commercial Loans

Nationwide Finance can provide a variety of lending solutions for your business.

We have loan products that enable you to reach your goals, ranging of operating lines of credit to equipment financing.

Successful day to day operations require an uninterrupted supply of capital.
Nationwide Finance can provide you with a ready resource of funding to keep business running smoothly and profitably.

Allow our experienced team to help your business with its financing needs.

Commercial Property Development

Securing commercial finance requires the expertise of a specialist team.  At Nationwide Finance our consultants are able to package your loan application and present it to the most appropriate lender.  Commercial lenders will evaluate your application based on a number of criteria and we are able to assist you in guiding you through this sometimes complicated process.

Development

Development Finance can be structured in many ways, tailored to the specific needs of the project.  Typical development funding structures fall into two main categories; hard cost based facilities and the GRV based facilities

Hard Cost Facilities

Hard Cost based facilities are typically offered by Banks and other major institutions.  The loan amount is restricted to a maximum percentage of the actual hard costs of the project.  Typically the maximum percentage is approximately 80% of the hard costs of the project.

• Hard Cost Development facilities can fund up to 80% of the Total Development Costs
• Loans up to $500M

GRV based facilities

Gross Realisable Value based facilities are based on the sale value of the project, on a cost to complete basis.  The GRV based facility focuses on the profit potential of the project, and are typically sourced through private funding channels.  By utilizing GRV based products means that potentially 100% of project costs can be funded.

• GRV based facilities can fund up to 70% of the end value of the project
• Loans up to $250M
• Typically more flexible lending terms with minimal or no presale requirements

Debt Consolidation

Take control of your finances and eliminate debt stress!

Many home owners are refinancing their current mortgage to consolidate other debts, for example; personal loans, motor vehicle loans, credit cards and other bills. By consolidating all these other debts, you can take advantage of the low mortgage interest rate and eliminate those high interest rate debts. Also by lowering your debt you are able to start saving for your future.

Refinancing your current home loan can provide you with the cash you need to pay off all other higher interest debt and provide you with cash to improve your lifestyle.

Reasons to Refinance:

• Lower interest rate
• Lower loan term
• Lower monthly payments
• Pay off other personal loans and debt
• Take cash out from equity

Drowning in debt – combine all monthly bills into one mortgage payment and get ahead

First Home Buyers

Nationwide Finance can make buying your largest investment, your first home, the most exciting experience of your life.

The first home owner’s one-off federal government grant is designed to help those who are eligible, to buy or build their first home.

Are you eligible? – Let us help you find out!

Home Improvement

With real estate values and interest rates climbing, NOW is the time to renovate your home.

Short Term Funding

Have you ever found yourself in a position of needing immediate access to funds to pay a deposit on a new property purchase, or complete a project?  Nationwide Finance can assist with tailoring a short term loan to suit your circumstances, and provide access to funds within as little as 24 hours.

Being left short of funds is generally unexpected and often the realisation comes at the worst possible time, with the consequences being extremely costly. Nationwide Finance short term funding has provided a lifeline to many clients over the years and ensured that their plans have not been derailed, saving them many thousands of dollars in the process.

Private Finance

At Nationwide Finance we now have access to Private Investors for the more difficult loans with the lowest rates in Australia.

• Direct relationships and access to private investors
• Deal direct with the lender to save you time and money
• Bad Credit/Arrears are ok!
• No current income due to loss of job etc is acceptable
• Strong Private Funding lines
• Short or long term lending
• Fast Settlements
• No Valuations required in most cases allowing fast settlements
• Competitive pricing
• Very flexible product and many options of finance available to suit different circumstances.
• Mortgagee in possession?? We can save your property!!

Nothing is too difficult. Don’t leave it too late – enquire now and see how we can help.

We facilitate alternatives to traditional banks. Often referred to as Private Mortgages, non conforming loans, solicitor loans and lo doc loans.

A lender from our network of private lenders will lend you money based on the equity in your security property. We skip all the red tape and paper work involved with traditional lenders which allows us to settle very fast. These loans are asset lending so if you have equity in your home its likely our lenders will lend you money. Lenders lend on a range of security properties from Residential, Commercial, Industrial, Rural to Vacant Land and take 1st and/or 2nd mortgages over the property.

These types of loans suit:

• Businessmen who cannot prove serviceability
• Builders & Developers
• Home buyers and investors sick of the hassles
• People between homes who need to settle a bridging loan fast
• People who have a credit record problem
• People who are currently out of work
• People who are on a pension

Private mortgages are a great alternative to mainstream lending. So if you fall outside the criteria and the BANKS SAY NO call the Private Mortgage Specialists (08) 8250 9434 and find out how we can assist you.

Caveat Loans

FASTEST CAVEAT LOANS IN AUSTRALIA!!!

CAVEAT LOANS $2000 to $10,000,000+ Today with our new Caveat Loans product.

• Funding is available from one of Australia’s Largest and Fastest Caveat loans lenders
• Caveat Loans Settle the same day in most cases
• We deal direct with the investors so that you save time and money
• Brokers Welcome – Commission paid at settlement
• Rates from 1.5% per month
• Loan terms up to 36 months (with payments made monthly in advance or can be pre-paid/capitalised into the loan amount if required)
• Can lend Australia wide